There is a catch, however. Unlike other lenders like SoFi or Marcus, LightStream does not offer pre-qualification. This can be problematic if you want to see what your interest rate will be, but don’t want the hard pull to show up on your credit history. That aside, if you have an established credit history, it’s hard to pass up the competitive and flexible terms LightStream offers.
Tools and Calculators: Tools and calculators are provided as a courtesy to help you estimate your financial needs. The results yielded by these tools and calculators are merely estimates and they don’t guarantee available credit amount, potential savings or the like. Chase makes no warranty regarding the tools or calculators, nor regarding the results they produce. Should you have any questions about your financial situation, Chase strongly recommends that you consult with your own financial advisor.
Sooner or later, you’ll decide it’s time to make some renovations to your home. Whether you put in the elbow grease and do it yourself or hire a contractor to cover the dirty work, any remodeling venture can be pricey. Finding the best way to finance a home improvement project can be tricky, and the ideal choice varies according to your financial situation.